Free tools for freelancers and the self-employed

Free calculator comparing Upwork and Fiverr net payout for the same job price, after platform fees, withdrawal fees, and a tax reserve. Solve for the price to charge on either…

5 questions answered

Freelance rate increase calculator. List your clients, hours and rates, say how likely each is to leave, and see how many clients you can lose after a raise and still earn the…

Price a freelance retainer from capacity and costs, then see whether it still beats hourly when the client uses half the block, the full block, or more. Free and private in your…

9 questions answered

Retainer vs hourly calculator for freelancers, consultants and small agencies. Paste your time log to see your effective hourly rate under a monthly retainer, break-even hours…

Free analyzer for freelancers, agencies and small businesses: load an invoice export from QuickBooks, FreshBooks, Wave, Xero or a spreadsheet and see accounts receivable aging…

Free tool for freelancers and small agencies with an overdue invoice: late fee and interest today and on later dates, four ready-to-copy letters (reminder, firm notice, final…

Free freelance contract checker: paste the client agreement or statement of work and see the red flags before you sign, such as net 60 payment, unlimited revisions, IP assigned…

Paste your weekly hours and the project offers on the table and get the exact set to accept for the highest income, with the fee each declined project would need to earn its…

2 questions answered

Free freelance proposal generator: state the client's problem, list deliverables, set a dated timeline and offer up to three priced options with deposits and an expiry date…

Free invoice factoring calculator: enter advance rate, fee per period and days to pay, and see the true cost, percent of invoice, annualised rate and rebate. Compare several…

Check whether a marketplace, payment app, or platform is likely to send you a Form 1099-K, per platform and per tax year. Covers the federal threshold's four changes since 2022…

3 questions answered

Free freelance lead tracker: a simple pipeline from new lead to won, who to follow up today, a weighted income forecast, win rate by lead source and a one-click hand-off into a…

Free UK self-employed tax calculator: enter income and expenses to see income tax, Class 4 National Insurance, student loan, payments on account and how much of every invoice to…

Free UK calculator: compare what you keep as a sole trader or limited company director in 2026/27. Finds the best salary and dividend split, shows every tax line, and flags the…

Free Australian sole trader tax calculator: enter income and expenses to see income tax, Medicare levy, optional HELP repayment and how much of every invoice to set aside. Runs in…

Free Canadian self-employed tax calculator: enter revenue and expenses to see CPP, federal tax, a provincial estimate and how much of every invoice to set aside. Runs in your…

Free German freelancer tax calculator (Freiberufler and Gewerbe): enter turnover and expenses to see Einkommensteuer under the 2026 tariff, Soli, Kirchensteuer, Gewerbesteuer and…

Free tool for freelancers and sole proprietors: drop in your bank or card CSV and get income and expenses sorted into Schedule C lines, with estimated tax, equipment, health…

Free Irish self-employed tax calculator: enter income and expenses to see income tax, USC, Class S PRSI and how much of every invoice to set aside. Runs in your browser; nothing…

Free India freelancer tax calculator: enter receipts and expenses to see new-regime income tax with the 87A rebate and cess, compare section 44ADA presumptive taxation, get the…

Calculate invoice due dates, when cash actually lands on your client's payment run, late-fee scenarios, cash-flow exposure, whether a 2/10 Net 30 discount still beats waiting, and…

9 questions answered

Free Dutch ZZP tax calculator: enter turnover and expenses to see Box 1 income tax, zelfstandigenaftrek, MKB-winstvrijstelling, Zvw and how much of every invoice to set aside…

Free New Zealand self-employed tax calculator: enter income and expenses to see income tax, ACC earners' levy, optional student loan repayment and how much of every invoice to set…

Free calculator for US freelancers, 1099 contractors, and gig workers: computes the IRS safe-harbor quarterly estimated tax payment from your own numbers, gives the four real…

4 questions answered

Free self-employed health insurance deduction calculator. Enter net profit and premiums to see the Schedule 1 deduction after the profit ceiling, employer-plan months and…

Free tool for freelancers, sole proprietors and gig workers: drop in your bank or card CSV and get income and expenses sorted into Schedule C lines, with estimated-tax payments…

Free 2026 self-employment tax calculator for freelancers and sole proprietors: Social Security and Medicare, the $184,500 wage base, W-2 wages, Additional Medicare Tax, and how…

Free 2026 calculator comparing a SEP-IRA and a Solo 401(k) for a sole proprietor or single-member LLC: how much each lets you contribute, the dollar gap, the tax it is worth at…

Free Singapore freelancer tax calculator: enter income and expenses to see income tax after earned income relief, a MediSave flag and how much of every invoice to set aside. Runs…

Free calculator for the 2026 Solo 401(k) contribution limit for a sole proprietor or single-member LLC — employee elective deferral (up to $24,500, or $32,500/$35,750 with…

2 questions answered

Free US freelancer and 1099 tax calculator for 2026: enter revenue and expenses to see self-employment tax, federal income tax with the QBI deduction, a state estimate, quarterly…

Free South African freelancer tax calculator: enter income and expenses to see income tax after rebates and medical credits, a provisional tax guide and how much of every invoice…

Free freelance contract generator: describe the project, pick fixed, hourly or retainer, set deposit, revisions, ownership, kill fee and late fee, and get a plain-language service…

Free freelancer dashboard that runs in your browser: see overdue invoices, unbilled hours, your estimate pipeline, year-to-date profit and tax set-aside, plus a ranked list of…

Free quote calculator for freelance editors and proofreaders: word count, level of edit and your hourly target become a flat fee, a per-word rate, the days the job needs and what…

Free calculator for freelance writers, copywriters, and ghostwriters comparing a per-word rate against a flat project fee for the same job -- computing the real effective hourly…

2 questions answered

Free year-end tax pack for freelancers: pulls your invoices, expenses and mileage from this browser, then shows Schedule C net profit, self-employment tax, a 2026 federal…

Free invoice generator: itemised lines, tax, discount, deposits, due dates and late-fee terms, print to PDF, overdue tracking and receivables aging. No account, no watermark…

Free proposal generator for freelancers, consultants and small agencies: scope with included and excluded lists, phases with dates, fixed, good-better-best, hourly-with-cap or…

Free calculator for the 2026 SEP-IRA contribution limit for a sole proprietor or single-member LLC — 20% of net self-employment earnings (the self-employed equivalent of the 25%…