SELLER NET SHEET
The highest price is rarely the best deal once the buyer's broker, closing help, a slow closing and a financing contingency are counted. Enter every offer below. The page works out what each would leave you if it closed, charges it for the days until closing, and weighs it by your own estimate of the chance it falls through. Everything runs in this page and nothing is uploaded. For one head-to-head with full cost lines, use the seller net sheet.
The daily cost is mortgage interest, property tax, insurance and utilities for one day. The fallback is what you expect if the deal you accept dies and the house goes back on the market; blank uses your lowest offer.
| Label | Price ($) | Buyer-broker (%) | Closing help etc. ($) | Days to close | Chance it falls through (%) | Remove |
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"Closing help etc." is any dollar amount you would pay on top: closing-cost credit, repair credit, a rate buy-down. The fall-through chance is your own judgement; the example rows are invented and a blank chance counts as zero.
| Offer | Price | Net if it closes | Days | Net after carrying cost | If it fails | Expected | Beats the rest while chance stays under |
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For each offer the page runs the usual seller net sheet: price, less loan payoff, listing broker, the buyer-broker percentage, closing help and the shared costs. It then subtracts your daily cost of owning the house for each day until closing. If the offer falls through, you are back on the market: you pay the daily cost for the days already spent plus the days to re-sell, and you close at the fallback price. The expected cash is the weighted average of the two outcomes. Nothing else is assumed.
The last column is the useful one. It is the highest fall-through chance at which that offer still comes out ahead of the best of the others, found exactly because the expected cash moves in a straight line with the chance. If your honest estimate for an offer is above that number, a surer offer is worth more to you, even at a lower price.
Put every offer through the same net sheet so buyer-broker pay and seller-paid closing help come off each price. Then adjust for time and risk: price the days to close at what it costs you to own the house each day, and weigh each offer by your own estimate of the chance it falls through. The page ranks the offers on that expected cash.
For each offer, it is the highest chance of falling through at which that offer still beats the best of the others. If an offer's chance is above its break-even figure, a surer offer is worth more in expectation. It is exact on the numbers you entered, and only as good as your estimate of the chance.
From you. The page ships no statistics, and the example rows are invented. Your listing agent can tell you how financing type, contingencies and the buyer's pre-approval change the odds on your own market. A blank chance is treated as zero, so fill it in for any offer with a financing or inspection contingency.
Seller net sheet · Higher offer vs cleaner offer · Versus your title company's net sheet