← Owner Operator CPM Calculator
ATBS (American Truck Business Services) is a well-known tax, bookkeeping, and business-support company built for owner-operators, with tiered service plans (RumbleStrip Essentials, Professional, and Enterprise) described on atbs.com/pricing. It is a paid, ongoing service — you sign up as a client and they handle recurring bookkeeping, tax prep, and business reporting for your trucking business over time.
That makes it the right choice for one job: outsourcing the ongoing bookkeeping, quarterly taxes, and year-round business paperwork that come with running a truck. This page does not do that job, and does not try to. It has no accounts, keeps no records between visits, and files nothing with anyone.
| Question | Where to answer it |
|---|---|
| Should I book this load, right now, at this posted rate? | This calculator — enter this week's miles, fuel, and fixed costs, get a break-even loaded rate in seconds, no signup. |
| What are my quarterly estimated taxes, and is my bookkeeping in order for the IRS? | ATBS or another paid bookkeeping/tax service — that is ongoing professional work this page does not do. |
| What was my actual cost per mile last month, reconciled against real invoices and receipts? | ATBS, or your own records — this calculator only computes forward from the numbers you type in for one week; it stores nothing and reconciles nothing. |
| Does an empty-mile-heavy week and factoring still leave a posted rate profitable? | This calculator — the deadhead-adjusted break-even rate and factoring math are built for exactly that question. |
This calculator is deliberately the opposite shape from a bookkeeping service: it has no account to create, remembers nothing about you between visits, and never uploads a number you type. That makes it useful for the in-the-moment question — does this load cover this week — and useless for the longer-term job a paid service like ATBS is built to do: keeping a real, reconciled set of books over a year.
It needs no account and no sign-in: it is a static page, the arithmetic runs in your browser, and once it has loaded it keeps working with the connection off.
They answer different questions. ATBS is a paid, ongoing tax, bookkeeping, and business-support service built for owner-operators — you become a client and they handle recurring accounting work over time. This page is a free, instant calculator: type in one week's miles, fuel, truck note, and insurance, and see the all-in cost per mile and the break-even loaded rate for that week, right now, with no signup and no ongoing relationship. Many owner-operators use a free calculator like this one to sanity-check a load offer in the moment, and a paid service like ATBS for taxes, quarterly tax estimates, and year-round bookkeeping — the two are not substitutes for each other.
No. This site is not affiliated with, endorsed by, or sponsored by ATBS (American Truck Business Services) or RumbleStrip. ATBS and RumbleStrip are named here only to describe what this calculator is for, based on ATBS's own public pricing page.
Open the Owner Operator Cost Per Mile Calculator to run this week's numbers.