REAL ESTATE BROKERAGE SPLIT CALCULATOR · RUNS IN YOUR BROWSER · NOTHING UPLOADED

Which brokerage lets you keep the most?

A better split can still cost you money. Enter your average sale, your commission and how many deals you close, then up to three brokerages. Get what you net after splits, caps and fees, the deal count where each plan overtakes another, and the split you would need to ask for to match the best one.

Nothing you type leaves this browser tab. Illustrative estimates, not advice. Not legal, tax, or financial advice.

Your business

Brokerage 1

Brokerage 2 (optional)

Brokerage 3 (optional)

Fill in your business and at least one brokerage, then click Compare brokerages.

How it is calculated

Each deal earns your commission (price x commission percent). A referral fee comes off first. The brokerage keeps its share of what is left, (100 - your split) percent, until it has been paid the yearly cap; after that you keep your post-cap percent. A deal that crosses the cap is split in two. Transaction fees apply to every deal, at the post-cap amount once the cap is full. A franchise royalty is a percent of your total commission up to its own yearly cap, and monthly and yearly fees are subtracted once. All deals are assumed to be the same size and to close in a single year.

Not modelled: tax, anniversary-date cap resets, tiered splits that change with volume, team splits, stock or revenue-share programs, sign-up incentives, and the value of leads, training or brand. Unverified: results were checked by hand calculation and unit tests only, not against any brokerage's own statement, so check your own agreement, because the terms in it decide what you actually pay.

Common questions

How do I compare real estate brokerage splits?

Put each brokerage's split, yearly cap, transaction fees, monthly fees and any franchise royalty on one footing, then run your own expected deals through all of them. This tool does that for up to three brokerages and shows what you keep after each one takes its share.

Is a traditional 70/30 split or a capped split better?

It depends on how many deals you close. A capped plan usually costs more per deal until you hit the cap and less after it, so it wins at higher volume. The tool finds the deal count where one plan overtakes another using your own commission and fees.

What does a brokerage cap mean?

A cap is a yearly dollar limit on what the brokerage keeps of your commissions. After you have paid that much, you keep close to all of each commission, usually less a small per-transaction fee. Some plans reset the cap on your anniversary date rather than in January; this tool assumes a single year.

What is a 100 percent commission brokerage?

A plan where you keep the whole commission and pay flat fees instead, such as a per-transaction fee and a monthly fee. It tends to win when you close many deals and lose when you close few, because the fixed costs are spread over fewer sales.

How many deals do I need to make a capped brokerage worth it?

Enter your average price and commission, then look at the crossover finding and the by-volume table. The answer changes with your commission and the cap, which is why a rule of thumb is unreliable.

Are franchise royalties and referral fees counted?

Yes. A franchise royalty is a percent of your commission held under its own yearly cap, and a referral fee comes off the commission before the split is applied.

Does this include taxes, MLS dues or E&O insurance?

No. Results are before tax. Add MLS, association dues and errors-and-omissions insurance into the monthly or yearly fee fields if the brokerage does not cover them, so plans compare fairly.

Is my information uploaded anywhere?

No. Everything you type stays in this browser tab. There are no accounts, cookies or analytics vendors.