A fourth gap probe for ai-bookkeeper: 25 of 130 lines unsuggested

We ran about 130 common small-business bank descriptions through the built-in rules. 25 had no suggestion; we closed 11 and left 3 for a person on purpose.

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The built-in keyword layer of ai-bookkeeper is tuned on one real export plus synthetic sets, so its blind spots show up fastest by probing. This is the fourth probe: about 130 descriptions written from public company names (not a real export), each filed as a -$25 debit.

25 had no suggestion. Eleven are now filed: FreshBooks, Wave, Smallpdf, SurveyMonkey, Postmark, Freshdesk and Grammarly as software; Incfile as a legal fee; and Gumroad, Patreon and Lemon Squeezy credits as sales. Costco, Walmart and Netflix stay for a person on purpose, since they are personal or mixed.

The rest (LinkedIn, Nextdoor, Etsy, Medium, Meetup and bank-fee and interest lines) are ambiguous between advertising, fees and personal use, so they remain unsuggested rather than guessed. The author alone judged the results, so the figures are a coverage count, not an accuracy measure. Tests: gaps4.test.mjs.

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