← Payment Reconciliation Workbench
This workbench vs. Synder
Synder is a paid, ongoing sync tool. You connect a live payment source — Stripe, Square, PayPal, Amazon, and others — and a live accounting destination — QuickBooks Online, Xero, or Sage Intacct — and it posts categorized transactions and matches deposits automatically, running every day, on transaction-volume-based paid plans described on synder.com.
Different jobs, at different points
That makes Synder the right choice for one job: keeping the books current automatically, every day, from accounts it stays connected to. This workbench does not do that job. It has no connection, no daily sync, and no accounting destination — it reads the two CSV files you choose, matches them once, and the review queue is gone when you close the tab unless you download it.
| Question | Where to answer it |
|---|---|
| I want my QuickBooks or Xero books to stay current automatically as Stripe, Square, or PayPal payouts land, every day, without touching a CSV. | Synder — that is a live, connected sync job this workbench does not do. |
| I have two CSV exports right now — processor payouts and a bank statement — and want to see which payouts have reached the bank, today, without connecting anything. | This workbench — choose the two files, set a date tolerance, run it, no account and nothing linked. |
| I don't use QuickBooks, Xero, or Sage, or I don't want to grant a third party standing access to my payment processor and bank accounting connection just to check one batch. | This workbench — it has nothing to connect to and asks for no ongoing access. |
| One payout landed as several smaller bank deposits and I need to know if they add up. | This workbench's grouped matching, or Synder's transaction sync — both handle a split deposit; this workbench explains its rule on its split-deposit worked example. |
| I want a categorized, auditable transaction history inside my accounting platform, going back months, that updates on its own. | Synder — that is an ongoing bookkeeping record this workbench never keeps; it produces one exception list per run and stores nothing between runs. |
Some businesses use a tool like this one for a quick check before committing to a paid, connected sync, or for the processors and accounting setups Synder does not cover; others use Synder because the daily automation is the point. The two are not substitutes for each other.
Open the workbench and upload your own payout and bank CSVs — no account, no connection, and it keeps working once the page has loaded.
Common questions
Should I use this workbench or Synder?
They answer different questions at different points in the bookkeeping cycle. Synder is a paid, ongoing sync: you connect a live payment source such as Stripe, Square, PayPal, or Amazon and a live accounting destination such as QuickBooks Online, Xero, or Sage Intacct, and it posts categorized transactions and matches deposits automatically, every day, described on Synder's own site. This workbench has no connection and no ongoing sync. You choose two CSV files you already exported, it matches them once in your browser, and the review queue disappears when you close the tab unless you download it. A business that wants its books kept current automatically, every day, wants Synder. A business that wants to check one batch of payouts against the bank right now, without linking a payment processor or an accounting platform, wants this workbench.
Is this page affiliated with Synder?
No. This site is not affiliated with, endorsed by, or sponsored by Synder. Synder is named here only to describe what this workbench is and is not, based on Synder's own public site and integration documentation.