:root{--ink:#20201e;--paper:#f7f4ed;--panel:#fffdf8;--muted:#6d6a62;--line:#d9d2c4;--accent:#bf472c;--accent-dark:#8e2e1d;--soft:#f0e4d7}*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.55 system-ui,-apple-system,"Segoe UI",sans-serif}body>header,main,footer{max-width:900px;margin:auto;padding-left:24px;padding-right:24px}.hero{padding-top:72px;padding-bottom:42px}.eyebrow,.section-heading span{color:var(--accent);font-weight:800;letter-spacing:.12em;text-transform:uppercase;font-size:.75rem}.hero h1{font:700 clamp(2.5rem,7vw,5.3rem)/.98 Georgia,serif;max-width:720px;margin:12px 0 22px;letter-spacing:-.04em}.lede{font-size:1.25rem;max-width:660px;color:var(--muted)}.value{border-left:4px solid var(--accent);padding-left:16px;max-width:650px;margin-top:30px}.panel{background:var(--panel);border:1px solid var(--line);border-radius:14px;padding:28px;margin-bottom:28px;box-shadow:0 8px 30px #4d30200b}.section-heading{display:flex;gap:14px;align-items:baseline;border-bottom:1px solid var(--line);margin-bottom:24px}.section-heading h2{margin:0 0 14px;font:700 1.7rem Georgia,serif}.grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.compact{margin-top:20px}.grid label,label{font-weight:650}input,select,textarea{display:block;width:100%;margin-top:6px;border:1px solid #bdb4a5;border-radius:7px;background:#fff;color:var(--ink);font:inherit;padding:11px}small,.small{display:block;color:var(--muted);font-size:.85rem;font-weight:400;margin-top:4px}fieldset{border:1px solid var(--line);border-radius:8px;padding:16px;margin:24px 0}legend{font-weight:700;padding:0 5px}.check{display:flex;align-items:center;gap:9px;margin:10px 0;font-weight:500}.check input{width:auto;margin:0}button{border:0;border-radius:7px;background:var(--accent);color:white;font-weight:750;font-size:1rem;padding:12px 18px;cursor:pointer;margin:6px 8px 0 0}button:hover{background:var(--accent-dark)}button.secondary,.link-button{background:transparent;color:var(--accent-dark);border:1px solid var(--accent);}.link-button{border:0;padding:0;font-size:.9rem}.error{background:#fae0dc;color:#762419;padding:14px 18px;border-radius:8px;margin:0 0 28px}.result{border-top:5px solid var(--accent)}.total{display:flex;justify-content:space-between;align-items:end;gap:20px;background:var(--soft);padding:20px;border-radius:9px}.total strong{font:700 2.3rem Georgia,serif;color:var(--accent-dark)}.breakdown{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.breakdown div{border-bottom:1px solid var(--line);padding:16px 0}.breakdown dt{color:var(--muted);font-size:.9rem}.breakdown dd{font-weight:750;font-size:1.2rem;margin:4px 0}.callout{background:#f5efe3;padding:13px;border-left:3px solid var(--accent)}textarea{font-family:ui-monospace,monospace;min-height:220px}.plain{padding:14px 0 32px;max-width:720px}.plain h2,.plain h3,.disclaimer h2{font-family:Georgia,serif}.disclaimer{border-top:1px solid var(--line);padding:25px 0;color:var(--muted);font-size:.9rem}.disclaimer strong{color:var(--ink)}footer{border-top:1px solid var(--line);padding-top:20px;padding-bottom:40px;color:var(--muted);font-size:.9rem}a{color:var(--accent-dark)}@media(max-width:600px){body>header,main,footer{padding-left:16px;padding-right:16px}.hero{padding-top:40px}.grid,.breakdown{grid-template-columns:1fr}.panel{padding:20px}.total{display:block}.total strong{display:block;margin-top:6px}}